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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,729 | $58,493-54.3% | $84,021-68.2% | $72,975-63.4% |
| Participation rate | 43.5% | 61.2%-17.8pp | 69.0%-25.5pp | 69.5%-26.0pp |
| Annual return | 21.30% | 28.93%-7.6pp | 71.32%-50.0pp | 81.01%-59.7pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $1,984-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,723 | $2,394-28.0% | $3,239-46.8% | $3,608-52.2% |
| Admin fee / account holder | $13 | $4,569-99.7% | $6,102-99.8% | $5,124-99.7% |