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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,312 | $114,119+54.5% | $107,187+64.5% | $138,895+26.9% |
| Participation rate | 93.3% | 78.1%+15.3pp | 75.0%+18.3pp | 79.9%+13.4pp |
| Annual return | 26.14% | 273.21%-247.1pp | 204.55%-178.4pp | 145.39%-119.3pp |
| Employer contribution / active EE | $8,869 | $4,059+118.5% | $3,782+134.5% | $4,194+111.5% |
| Participant deferral / active EE | $6,937 | $5,538+25.3% | $5,096+36.1% | $6,396+8.4% |
| Admin fee / account holder | $6,450 | $10,024-35.6% | $9,162-29.6% | $12,562-48.7% |