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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,312 | $111,535+58.1% | $105,223+67.6% | $137,256+28.5% |
| Participation rate | 93.3% | 78.1%+15.2pp | 75.0%+18.3pp | 80.0%+13.4pp |
| Annual return | 26.14% | 237.85%-211.7pp | 180.65%-154.5pp | 220.34%-194.2pp |
| Employer contribution / active EE | $8,869 | $3,939+125.1% | $3,689+140.4% | $4,156+113.4% |
| Participant deferral / active EE | $6,937 | $5,500+26.1% | $5,072+36.8% | $6,407+8.3% |
| Admin fee / account holder | $6,450 | $9,721-33.6% | $8,859-27.2% | $12,270-47.4% |