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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,312 | $134,817+30.8% | $123,973+42.2% | $155,188+13.6% |
| Participation rate | 93.3% | 79.4%+13.9pp | 76.7%+16.7pp | 80.8%+12.5pp |
| Annual return | 26.14% | 515.49%-489.3pp | 388.13%-362.0pp | 148.84%-122.7pp |
| Employer contribution / active EE | $8,869 | $4,425+100.4% | $4,126+115.0% | $4,248+108.8% |
| Participant deferral / active EE | $6,937 | $5,706+21.6% | $5,247+32.2% | $6,531+6.2% |
| Admin fee / account holder | $6,450 | $13,245-51.3% | $11,799-45.3% | $14,480-55.5% |