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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,384 | $115,810-27.1% | $101,271-16.7% | $158,966-46.9% |
| Participation rate | 89.5% | 79.4%+10.1pp | 75.8%+13.7pp | 82.0%+7.5pp |
| Annual return | 5.30% | 56.15%-50.8pp | 46.48%-41.2pp | 302.95%-297.6pp |
| Employer contribution / active EE | $7,984 | $4,175+91.2% | $3,660+118.1% | $4,762+67.6% |
| Participant deferral / active EE | $5,355 | $4,958+8.0% | $4,371+22.5% | $5,983-10.5% |
| Admin fee / account holder | $18,871 | $7,248+160.3% | $5,948+217.3% | $11,250+67.7% |