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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,888 | $175,259-67.5% | $149,723-62.0% | $139,487-59.2% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 19.60% | 166.82%-147.2pp | 134.50%-114.9pp | 373.84%-354.2pp |
| Employer contribution / active EE | $1,310 | $5,478-76.1% | $4,821-72.8% | $4,755-72.4% |
| Participant deferral / active EE | $3,013 | $6,522-53.8% | $5,682-47.0% | $6,713-55.1% |
| Admin fee / account holder | $1,093 | $16,158-93.2% | $13,215-91.7% | $11,407-90.4% |