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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,888 | $175,257-67.5% | $149,717-62.0% | $139,456-59.2% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 19.60% | 166.70%-147.1pp | 134.41%-114.8pp | 373.45%-353.9pp |
| Employer contribution / active EE | $1,310 | $5,477-76.1% | $4,820-72.8% | $4,753-72.4% |
| Participant deferral / active EE | $3,013 | $6,521-53.8% | $5,682-47.0% | $6,711-55.1% |
| Admin fee / account holder | $1,093 | $16,156-93.2% | $13,213-91.7% | $11,407-90.4% |