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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,696 | $71,873-37.8% | $86,698-48.4% | $68,490-34.7% |
| Participation rate | 70.0% | 72.2%-2.2pp | 76.6%-6.6pp | 67.9%+2.1pp |
| Annual return | -12.55% | 3.54%-16.1pp | 35.96%-48.5pp | -7.85%-4.7pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,017 | $3,779-73.1% | $4,656-78.2% | $4,028-74.7% |
| Admin fee / account holder | $4,578 | $6,110-25.1% | $7,492-38.9% | $5,403-15.3% |