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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,472 | $78,423-40.7% | $95,964-51.6% | $79,856-41.8% |
| Participation rate | 73.7% | 73.5%+0.2pp | 77.1%-3.4pp | 69.6%+4.0pp |
| Annual return | 10.06% | 19.37%-9.3pp | 91.64%-81.6pp | 31.71%-21.6pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,472 | $3,440-57.2% | $4,167-64.7% | $3,741-60.6% |
| Admin fee / account holder | $17,264 | $5,622+207.1% | $6,797+154.0% | $5,306+225.3% |