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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,792 | $72,486-28.5% | $87,103-40.5% | $72,976-29.0% |
| Participation rate | 80.6% | 72.8%+7.7pp | 76.9%+3.7pp | 69.5%+11.1pp |
| Annual return | 15.49% | 24.46%-9.0pp | 28.19%-12.7pp | 81.02%-65.5pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,379 | $3,270-57.8% | $4,049-65.9% | $3,608-61.8% |
| Admin fee / account holder | $2,829 | $5,055-44.0% | $7,491-62.2% | $5,124-44.8% |