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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,495 | $86,298-40.3% | $111,308-53.7% | $85,847-40.0% |
| Participation rate | 73.0% | 73.3%-0.4pp | 77.3%-4.3pp | 69.3%+3.7pp |
| Annual return | 10.46% | 19.99%-9.5pp | 54.67%-44.2pp | 318.61%-308.1pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,220 | $3,641-66.5% | $4,487-72.8% | $3,952-69.1% |
| Admin fee / account holder | $2,800 | $8,189-65.8% | $7,965-64.8% | $6,261-55.3% |