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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,847 | $82,674-62.7% | $125,363-75.4% | $68,495-55.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -10.47% | -5.97%-4.5pp | 572.15%-582.6pp | -7.84%-2.6pp |
| Employer contribution / active EE | $5,504 | $3,382+62.8% | $4,815+14.3% | $2,596+112.0% |
| Participant deferral / active EE | $6,101 | $6,111-0.2% | $7,447-18.1% | $4,028+51.5% |
| Admin fee / account holder | $1,269 | $6,276-79.8% | $10,005-87.3% | $5,403-76.5% |