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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,774 | $157,276-81.1% | $141,177-78.9% | $152,885-80.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 42.81% | 64.33%-21.5pp | 71.40%-28.6pp | 345.39%-302.6pp |
| Employer contribution / active EE | $8,629 | $5,262+64.0% | $4,736+82.2% | $4,763+81.2% |
| Participant deferral / active EE | $6,886 | $7,110-3.2% | $6,710+2.6% | $5,851+17.7% |
| Admin fee / account holder | $2,852 | $12,123-76.5% | $10,263-72.2% | $11,598-75.4% |