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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,746 | $98,766-57.7% | $149,730-72.1% | $79,852-47.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 18.26% | 27.43%-9.2pp | 276.70%-258.4pp | 31.72%-13.5pp |
| Employer contribution / active EE | $8,098 | $3,217+151.7% | $4,645+74.3% | $2,471+227.7% |
| Participant deferral / active EE | $6,676 | $5,681+17.5% | $6,843-2.4% | $3,740+78.5% |
| Admin fee / account holder | $846 | $6,052-86.0% | $9,310-90.9% | $5,306-84.1% |