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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,517 | $156,398+42.9% | $147,318+51.7% | $138,895+60.9% |
| Participation rate | 22.2% | 83.8%-61.5pp | 82.1%-59.8pp | 79.9%-57.7pp |
| Annual return | 17.31% | 78.75%-61.4pp | 70.43%-53.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,393 | $4,853-71.3% | $4,593-69.7% | $4,194-66.8% |
| Participant deferral / active EE | $2,642 | $8,237-67.9% | $7,906-66.6% | $6,396-58.7% |
| Admin fee / account holder | $53 | $14,976-99.6% | $13,708-99.6% | $12,562-99.6% |