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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,212 | $176,077-41.4% | $159,455-35.3% | $167,518-38.4% |
| Participation rate | 83.3% | 84.9%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 14.78% | 331.83%-317.1pp | 263.63%-248.8pp | 478.71%-463.9pp |
| Employer contribution / active EE | $2,412 | $5,298-54.5% | $4,830-50.1% | $4,838-50.2% |
| Participant deferral / active EE | $4,216 | $7,751-45.6% | $7,353-42.7% | $6,342-33.5% |
| Admin fee / account holder | $1,363 | $12,556-89.1% | $10,800-87.4% | $12,312-88.9% |