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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,963 | $138,102-27.6% | $125,381-20.3% | $134,532-25.7% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -19.81% | 750.73%-770.5pp | 572.31%-592.1pp | 418.27%-438.1pp |
| Employer contribution / active EE | $2,135 | $5,245-59.3% | $4,815-55.7% | $4,741-55.0% |
| Participant deferral / active EE | $3,939 | $7,801-49.5% | $7,448-47.1% | $6,401-38.5% |
| Admin fee / account holder | $6,688 | $11,568-42.2% | $10,007-33.2% | $11,429-41.5% |