Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,082 | $95,404-21.3% | $113,397-33.8% | $82,637-9.1% |
| Participation rate | 58.8% | 72.8%-14.0pp | 76.5%-17.7pp | 68.1%-9.2pp |
| Annual return | 9.86% | 19.08%-9.2pp | 23.20%-13.3pp | 53.51%-43.6pp |
| Employer contribution / active EE | $486 | $2,307-78.9% | $2,977-83.7% | $2,552-81.0% |
| Participant deferral / active EE | $5,589 | $4,220+32.5% | $5,076+10.1% | $4,126+35.5% |
| Admin fee / account holder | $8,883 | $9,168-3.1% | $11,957-25.7% | $7,339+21.0% |