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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,431 | $102,385-35.1% | $147,080-54.8% | $80,935-17.9% |
| Participation rate | 65.7% | 75.9%-10.2pp | 82.2%-16.5pp | 67.7%-1.9pp |
| Annual return | 19.64% | 135.09%-115.5pp | 420.17%-400.5pp | 35.66%-16.0pp |
| Employer contribution / active EE | $3,571 | $3,717-3.9% | $4,933-27.6% | $2,757+29.5% |
| Participant deferral / active EE | $6,715 | $6,651+1.0% | $8,066-16.8% | $4,299+56.2% |
| Admin fee / account holder | $948 | $7,951-88.1% | $12,989-92.7% | $6,924-86.3% |