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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,879 | $98,766-75.8% | $149,730-84.1% | $79,852-70.1% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.6%+26.8pp |
| Annual return | 29.46% | 27.43%+2.0pp | 276.70%-247.2pp | 31.72%-2.3pp |
| Employer contribution / active EE | $2,182 | $3,217-32.2% | $4,645-53.0% | $2,471-11.7% |
| Participant deferral / active EE | $4,712 | $5,681-17.1% | $6,843-31.1% | $3,740+26.0% |
| Admin fee / account holder | $402 | $6,052-93.4% | $9,310-95.7% | $5,306-92.4% |