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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,392 | $123,793+238.8% | $177,848+135.8% | $79,856+425.2% |
| Participation rate | 76.3% | 84.7%-8.3pp | 87.7%-11.4pp | 69.6%+6.7pp |
| Annual return | 14.47% | 22.82%-8.4pp | 48.33%-33.9pp | 31.71%-17.2pp |
| Employer contribution / active EE | $11,224 | $4,095+174.1% | $5,919+89.6% | $2,471+354.2% |
| Participant deferral / active EE | $10,110 | $5,956+69.7% | $7,714+31.1% | $3,741+170.3% |
| Admin fee / account holder | $33,014 | $7,243+355.8% | $12,431+165.6% | $5,306+522.1% |