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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,353 | $94,529+324.6% | $140,019+186.6% | $64,173+525.4% |
| Participation rate | 88.5% | 84.1%+4.4pp | 87.5%+1.0pp | 69.6%+18.9pp |
| Annual return | -4.41% | 7.77%-12.2pp | 651.17%-655.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $16,440 | $3,812+331.2% | $5,605+193.3% | $2,381+590.5% |
| Participant deferral / active EE | $14,142 | $5,250+169.4% | $6,927+104.2% | $3,470+307.6% |
| Admin fee / account holder | $51,257 | $6,741+660.4% | $10,705+378.8% | $4,887+948.7% |