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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,563 | $140,592+120.9% | $123,105+152.3% | $125,389+147.7% |
| Participation rate | 95.7% | 88.2%+7.5pp | 86.8%+8.9pp | 83.2%+12.5pp |
| Annual return | -1.88% | 16.80%-18.7pp | 13.22%-15.1pp | 282.24%-284.1pp |
| Employer contribution / active EE | $17,329 | $6,041+186.8% | $5,151+236.4% | $4,866+256.1% |
| Participant deferral / active EE | $14,539 | $6,980+108.3% | $6,229+133.4% | $5,352+171.7% |
| Admin fee / account holder | $13,415 | $11,198+19.8% | $9,014+48.8% | $9,541+40.6% |