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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,393 | $171,865-36.3% | $149,718-26.9% | $147,585-25.9% |
| Participation rate | 92.3% | 88.2%+4.1pp | 87.1%+5.2pp | 82.8%+9.5pp |
| Annual return | 16.06% | 2113.29%-2097.2pp | 1501.67%-1485.6pp | 578.56%-562.5pp |
| Employer contribution / active EE | $3,059 | $6,275-51.2% | $5,445-43.8% | $4,876-37.3% |
| Participant deferral / active EE | $5,799 | $7,270-20.2% | $6,569-11.7% | $5,439+6.6% |
| Admin fee / account holder | $4,645 | $13,799-66.3% | $11,283-58.8% | $10,885-57.3% |