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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,149 | $209,888-16.1% | $189,545-7.1% | $167,553+5.1% |
| Participation rate | 85.7% | 88.7%-3.0pp | 87.8%-2.1pp | 82.1%+3.6pp |
| Annual return | 11.37% | 748.66%-737.3pp | 555.36%-544.0pp | 478.89%-467.5pp |
| Employer contribution / active EE | $4,299 | $6,915-37.8% | $6,162-30.2% | $4,840-11.2% |
| Participant deferral / active EE | $8,370 | $8,934-6.3% | $8,220+1.8% | $6,343+32.0% |
| Admin fee / account holder | $3,676 | $14,300-74.3% | $12,049-69.5% | $12,316-70.2% |