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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,389 | $153,769-44.5% | $133,975-36.3% | $273,972-68.8% |
| Participation rate | 84.6% | 88.4%-3.8pp | 87.1%-2.4pp | 83.0%+1.6pp |
| Annual return | 6.36% | 36.51%-30.1pp | 29.29%-22.9pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,906 | $6,029-51.8% | $5,211-44.2% | $4,869-40.3% |
| Participant deferral / active EE | $5,782 | $6,958-16.9% | $6,282-8.0% | $5,287+9.4% |
| Admin fee / account holder | $1,433 | $11,765-87.8% | $9,324-84.6% | $10,133-85.9% |