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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,798 | $80,983-71.8% | $96,544-76.4% | $75,177-69.7% |
| Participation rate | 73.8% | 71.8%+2.0pp | 76.0%-2.2pp | 67.2%+6.6pp |
| Annual return | 84.69% | 27.05%+57.6pp | 25.88%+58.8pp | 160.75%-76.1pp |
| Employer contribution / active EE | $1,672 | $2,282-26.7% | $2,966-43.6% | $2,671-37.4% |
| Participant deferral / active EE | $2,098 | $3,929-46.6% | $4,851-56.7% | $4,126-49.1% |
| Admin fee / account holder | $668 | $6,717-90.0% | $8,254-91.9% | $5,651-88.2% |