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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,710 | $72,486-81.1% | $87,103-84.3% | $72,976-81.2% |
| Participation rate | 87.1% | 72.8%+14.3pp | 76.9%+10.2pp | 69.5%+17.6pp |
| Annual return | 26.85% | 24.46%+2.4pp | 28.19%-1.3pp | 81.02%-54.2pp |
| Employer contribution / active EE | $893 | $1,894-52.8% | $2,521-64.6% | $2,440-63.4% |
| Participant deferral / active EE | $1,587 | $3,270-51.5% | $4,049-60.8% | $3,608-56.0% |
| Admin fee / account holder | $1,283 | $5,055-74.6% | $7,491-82.9% | $5,124-75.0% |