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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,049 | $86,298-82.6% | $111,308-86.5% | $85,847-82.5% |
| Participation rate | 89.7% | 73.3%+16.3pp | 77.3%+12.3pp | 69.3%+20.3pp |
| Annual return | 18.23% | 19.99%-1.8pp | 54.67%-36.4pp | 318.61%-300.4pp |
| Employer contribution / active EE | $1,968 | $2,044-3.7% | $2,732-28.0% | $2,565-23.3% |
| Participant deferral / active EE | $2,463 | $3,641-32.3% | $4,487-45.1% | $3,952-37.7% |
| Admin fee / account holder | $1,997 | $8,189-75.6% | $7,965-74.9% | $6,261-68.1% |