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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,207 | $71,873-83.0% | $86,698-85.9% | $68,490-82.2% |
| Participation rate | 91.2% | 72.2%+18.9pp | 76.6%+14.6pp | 67.9%+23.3pp |
| Annual return | -18.63% | 3.54%-22.2pp | 35.96%-54.6pp | -7.85%-10.8pp |
| Employer contribution / active EE | $2,541 | $2,173+16.9% | $2,837-10.4% | $2,597-2.2% |
| Participant deferral / active EE | $2,803 | $3,779-25.8% | $4,656-39.8% | $4,028-30.4% |
| Admin fee / account holder | $2,809 | $6,110-54.0% | $7,492-62.5% | $5,403-48.0% |