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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,114 | $95,383-9.7% | $185,837-53.7% | $85,856+0.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | -1.05% | 23.59%-24.6pp | 122.08%-123.1pp | 318.58%-319.6pp |
| Employer contribution / active EE | $5,265 | $3,313+58.9% | $5,168+1.9% | $2,565+105.2% |
| Participant deferral / active EE | $5,173 | $3,423+51.1% | $5,568-7.1% | $3,952+30.9% |
| Admin fee / account holder | $13,071 | $7,213+81.2% | $16,241-19.5% | $6,261+108.8% |