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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,170 | $91,198-6.6% | $178,503-52.3% | $79,856+6.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 3.49% | 24.20%-20.7pp | 151.12%-147.6pp | 31.71%-28.2pp |
| Employer contribution / active EE | $5,577 | $3,257+71.3% | $5,011+11.3% | $2,471+125.7% |
| Participant deferral / active EE | $5,890 | $3,237+82.0% | $5,202+13.2% | $3,741+57.5% |
| Admin fee / account holder | $25,195 | $6,748+273.4% | $13,987+80.1% | $5,306+374.8% |