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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,044 | $84,236+21.1% | $170,435-40.1% | $70,126+45.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 5.80% | 23.06%-17.3pp | 205.94%-200.1pp | 73.15%-67.3pp |
| Employer contribution / active EE | $5,404 | $3,387+59.5% | $5,432-0.5% | $2,343+130.7% |
| Participant deferral / active EE | $4,417 | $3,086+43.1% | $4,939-10.6% | $3,332+32.6% |
| Admin fee / account holder | $49,903 | $5,698+775.8% | $13,881+259.5% | $4,645+974.2% |