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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,563 | $110,410-60.5% | $102,437-57.5% | $145,897-70.1% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.66% | 24.85%-10.2pp | 24.95%-10.3pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,506 | $4,217-64.3% | $3,871-61.1% | $4,663-67.7% |
| Participant deferral / active EE | $4,293 | $5,622-23.6% | $5,060-15.2% | $6,689-35.8% |
| Admin fee / account holder | $185 | $9,745-98.1% | $8,388-97.8% | $13,390-98.6% |