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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,137 | $96,643-57.4% | $86,617-52.5% | $139,456-70.5% |
| Participation rate | 42.1% | 74.4%-32.3pp | 71.7%-29.6pp | 80.3%-38.2pp |
| Annual return | 17.44% | 106.57%-89.1pp | 591.91%-574.5pp | 373.45%-356.0pp |
| Employer contribution / active EE | $2,577 | $3,264-21.1% | $3,023-14.8% | $4,753-45.8% |
| Participant deferral / active EE | $3,996 | $4,835-17.4% | $4,437-9.9% | $6,711-40.5% |
| Admin fee / account holder | $13,522 | $6,406+111.1% | $5,613+140.9% | $11,407+18.5% |