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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,753 | $104,937-85.0% | $84,628-81.4% | $152,897-89.7% |
| Participation rate | 65.2% | 74.8%-9.6pp | 68.2%-3.0pp | 82.5%-17.2pp |
| Annual return | 42.21% | 373.88%-331.7pp | 258.80%-216.6pp | 345.43%-303.2pp |
| Employer contribution / active EE | $2,488 | $3,303-24.7% | $2,653-6.2% | $4,764-47.8% |
| Participant deferral / active EE | $3,884 | $4,690-17.2% | $3,900-0.4% | $5,851-33.6% |
| Admin fee / account holder | $1,137 | $6,243-81.8% | $4,914-76.9% | $11,599-90.2% |