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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,105 | $100,911-52.3% | $90,440-46.8% | $158,966-69.7% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 56.44% | 1726.62%-1670.2pp | 1294.38%-1237.9pp | 302.95%-246.5pp |
| Employer contribution / active EE | $2,253 | $3,690-38.9% | $3,263-30.9% | $4,762-52.7% |
| Participant deferral / active EE | $3,375 | $4,348-22.4% | $3,964-14.9% | $5,983-43.6% |
| Admin fee / account holder | $4,084 | $6,507-37.2% | $5,615-27.3% | $11,250-63.7% |