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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,208 | $76,407-82.7% | $150,298-91.2% | $82,448-84.0% |
| Participation rate | 73.9% | 66.4%+7.5pp | 77.8%-3.8pp | 68.1%+5.8pp |
| Annual return | 12.53% | 39.99%-27.5pp | 62.79%-50.3pp | 41.64%-29.1pp |
| Employer contribution / active EE | $1,106 | $2,614-57.7% | $4,154-73.4% | $2,551-56.6% |
| Participant deferral / active EE | $1,984 | $3,214-38.3% | $5,453-63.6% | $4,139-52.1% |
| Admin fee / account holder | $5,817 | $6,352-8.4% | $14,116-58.8% | $7,234-19.6% |