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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,208 | $75,541-82.5% | $152,093-91.3% | $82,637-84.0% |
| Participation rate | 73.9% | 66.5%+7.4pp | 77.8%-3.9pp | 68.1%+5.9pp |
| Annual return | 12.53% | 32.56%-20.0pp | 66.36%-53.8pp | 53.51%-41.0pp |
| Employer contribution / active EE | $1,106 | $2,622-57.8% | $4,175-73.5% | $2,552-56.6% |
| Participant deferral / active EE | $1,984 | $3,206-38.1% | $5,451-63.6% | $4,126-51.9% |
| Admin fee / account holder | $5,817 | $6,405-9.2% | $14,497-59.9% | $7,339-20.7% |