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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,065 | $42,917-48.6% | $60,899-63.8% | $68,495-67.8% |
| Participation rate | 43.9% | 66.8%-22.9pp | 73.1%-29.2pp | 67.9%-24.0pp |
| Annual return | 58.27% | -13.99%+72.3pp | 16.92%+41.3pp | -7.84%+66.1pp |
| Employer contribution / active EE | $1,014 | $1,979-48.7% | $2,702-62.5% | $2,596-60.9% |
| Participant deferral / active EE | $2,066 | $2,867-27.9% | $3,817-45.9% | $4,028-48.7% |
| Admin fee / account holder | $66 | $3,102-97.9% | $3,225-97.9% | $5,403-98.8% |