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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,967 | $190,879-84.8% | $160,009-81.9% | $134,532-78.5% |
| Participation rate | 72.2% | 82.0%-9.7pp | 78.0%-5.8pp | 81.2%-9.0pp |
| Annual return | -22.93% | 552.63%-575.6pp | 408.85%-431.8pp | 418.27%-441.2pp |
| Employer contribution / active EE | $3,278 | $4,995-34.4% | $4,225-22.4% | $4,741-30.9% |
| Participant deferral / active EE | $5,165 | $6,924-25.4% | $6,183-16.5% | $6,401-19.3% |
| Admin fee / account holder | $1,718 | $10,495-83.6% | $8,715-80.3% | $11,429-85.0% |