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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,766 | $232,540-92.4% | $185,117-90.4% | $147,586-88.0% |
| Participation rate | 76.2% | 82.4%-6.2pp | 77.3%-1.1pp | 82.8%-6.6pp |
| Annual return | 18.24% | 43.03%-24.8pp | 40.50%-22.3pp | 578.59%-560.4pp |
| Employer contribution / active EE | $3,902 | $5,195-24.9% | $4,182-6.7% | $4,876-20.0% |
| Participant deferral / active EE | $5,872 | $5,834+0.7% | $5,045+16.4% | $5,439+8.0% |
| Admin fee / account holder | $3,820 | $10,275-62.8% | $8,159-53.2% | $10,886-64.9% |