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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,078 | $211,946-91.5% | $169,452-89.3% | $135,380-86.6% |
| Participation rate | 91.7% | 82.6%+9.0pp | 77.8%+13.9pp | 82.6%+9.0pp |
| Annual return | -10.66% | 3.26%-13.9pp | 1.83%-12.5pp | 519.81%-530.5pp |
| Employer contribution / active EE | $5,508 | $5,117+7.6% | $4,157+32.5% | $4,779+15.3% |
| Participant deferral / active EE | $9,909 | $6,075+63.1% | $5,277+87.8% | $5,609+76.7% |
| Admin fee / account holder | $6,487 | $11,472-43.5% | $9,110-28.8% | $10,828-40.1% |