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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,043 | $197,819-96.4% | $155,789-95.5% | $125,389-94.4% |
| Participation rate | 73.3% | 82.1%-8.8pp | 76.1%-2.8pp | 83.2%-9.9pp |
| Annual return | 0.00% | 86.73%-86.7pp | 71.54%-71.5pp | 282.24%-282.2pp |
| Employer contribution / active EE | $3,062 | $4,850-36.9% | $3,839-20.2% | $4,866-37.1% |
| Participant deferral / active EE | $3,376 | $5,631-40.0% | $4,798-29.6% | $5,352-36.9% |
| Admin fee / account holder | $687 | $9,544-92.8% | $7,477-90.8% | $9,541-92.8% |