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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,957 | $37,436+4.1% | $77,513-49.7% | $79,858-51.2% |
| Participation rate | 13.6% | 41.5%-27.9pp | 54.2%-40.6pp | 69.6%-56.0pp |
| Annual return | 25.03% | 39.75%-14.7pp | 54.81%-29.8pp | 31.72%-6.7pp |
| Employer contribution / active EE | $289 | $637-54.6% | $987-70.7% | $2,471-88.3% |
| Participant deferral / active EE | $902 | $1,261-28.4% | $1,861-51.5% | $3,740-75.9% |
| Admin fee / account holder | $11 | $2,505-99.6% | $2,859-99.6% | $5,306-99.8% |