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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,419 | $35,183-59.0% | $73,550-80.4% | $70,126-79.4% |
| Participation rate | 23.8% | 42.9%-19.2pp | 54.9%-31.2pp | 69.5%-45.8pp |
| Annual return | 20.90% | 26.90%-6.0pp | -15.16%+36.1pp | 73.15%-52.2pp |
| Employer contribution / active EE | $268 | $709-62.2% | $1,219-78.0% | $2,343-88.6% |
| Participant deferral / active EE | $862 | $1,220-29.3% | $1,804-52.2% | $3,332-74.1% |
| Admin fee / account holder | $90 | $2,302-96.1% | $2,320-96.1% | $4,645-98.1% |