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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,682 | $32,037-72.9% | $69,182-87.5% | $62,881-86.2% |
| Participation rate | 21.3% | 43.4%-22.2pp | 55.1%-33.9pp | 69.3%-48.1pp |
| Annual return | 15.02% | 15.16%-0.1pp | -21.93%+37.0pp | 20.14%-5.1pp |
| Employer contribution / active EE | $240 | $679-64.7% | $1,206-80.1% | $2,281-89.5% |
| Participant deferral / active EE | $812 | $1,185-31.5% | $1,897-57.2% | $3,203-74.6% |
| Admin fee / account holder | $32 | $2,608-98.8% | $2,697-98.8% | $4,296-99.3% |