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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,446 | $148,623-43.2% | $135,974-37.9% | $139,466-39.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 14.92% | 79.30%-64.4pp | 68.30%-53.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $3,866 | $5,246-26.3% | $4,859-20.4% | $4,754-18.7% |
| Participant deferral / active EE | $12,930 | $8,103+59.6% | $7,760+66.6% | $6,712+92.6% |
| Admin fee / account holder | $798 | $12,406-93.6% | $10,767-92.6% | $11,409-93.0% |