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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,868 | $138,102-57.4% | $125,381-53.0% | $134,532-56.2% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -12.86% | 750.73%-763.6pp | 572.31%-585.2pp | 418.27%-431.1pp |
| Employer contribution / active EE | $3,056 | $5,245-41.7% | $4,815-36.5% | $4,741-35.5% |
| Participant deferral / active EE | $12,435 | $7,801+59.4% | $7,448+67.0% | $6,401+94.3% |
| Admin fee / account holder | $15,997 | $11,568+38.3% | $10,007+59.9% | $11,429+40.0% |