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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,990 | $157,296-58.0% | $141,191-53.3% | $152,897-56.8% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 19.31% | 64.34%-45.0pp | 71.41%-52.1pp | 345.43%-326.1pp |
| Employer contribution / active EE | $3,368 | $5,262-36.0% | $4,736-28.9% | $4,764-29.3% |
| Participant deferral / active EE | $14,142 | $7,111+98.9% | $6,710+110.8% | $5,851+141.7% |
| Admin fee / account holder | $3,426 | $12,125-71.7% | $10,264-66.6% | $11,599-70.5% |