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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,170 | $90,530+81.3% | $76,030+115.9% | $145,897+12.5% |
| Participation rate | 66.7% | 74.4%-7.8pp | 69.1%-2.4pp | 80.3%-13.6pp |
| Annual return | 13.56% | 625.08%-611.5pp | 361.54%-348.0pp | 552.29%-538.7pp |
| Employer contribution / active EE | $3,240 | $3,319-2.4% | $2,688+20.6% | $4,663-30.5% |
| Participant deferral / active EE | $12,300 | $5,164+138.2% | $4,257+188.9% | $6,689+83.9% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,390-100.0% |