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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,955 | $87,166+140.9% | $76,735+173.6% | $137,256+53.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 17.74% | 26.50%-8.8pp | 29.77%-12.0pp | 220.34%-202.6pp |
| Employer contribution / active EE | $3,173 | $2,904+9.3% | $2,454+29.3% | $4,156-23.6% |
| Participant deferral / active EE | $7,933 | $4,726+67.9% | $4,088+94.1% | $6,407+23.8% |
| Admin fee / account holder | $0 | $8,403-100.0% | $7,189-100.0% | $12,270-100.0% |