Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,360 | $65,704-67.5% | $94,229-77.3% | $59,633-64.2% |
| Participation rate | 26.8% | 72.1%-45.3pp | 78.8%-51.9pp | 68.7%-41.8pp |
| Annual return | -7.67% | 5.22%-12.9pp | 10.68%-18.4pp | 2041.45%-2049.1pp |
| Employer contribution / active EE | $257 | $2,021-87.3% | $3,587-92.8% | $2,203-88.3% |
| Participant deferral / active EE | $3,094 | $3,143-1.6% | $4,320-28.4% | $3,192-3.1% |
| Admin fee / account holder | $1,461 | $4,265-65.7% | $6,269-76.7% | $4,297-66.0% |