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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,871 | $91,559-39.0% | $133,971-58.3% | $79,852-30.0% |
| Participation rate | 84.3% | 73.3%+11.0pp | 79.8%+4.5pp | 69.6%+14.7pp |
| Annual return | 18.88% | 61.85%-43.0pp | 45.09%-26.2pp | 31.72%-12.8pp |
| Employer contribution / active EE | $4,076 | $2,384+71.0% | $3,919+4.0% | $2,471+64.9% |
| Participant deferral / active EE | $7,242 | $3,734+93.9% | $5,047+43.5% | $3,740+93.6% |
| Admin fee / account holder | $1,958 | $6,321-69.0% | $8,929-78.1% | $5,306-63.1% |